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Michigan street legal insurance

This is a discussion on Michigan street legal insurance within the General Member Discussions forums, part of the The RANGER STATION ~ Rangers and RZRs category; Anyone in Michigan have their ride street legal with street insurance and what company? Called every major insurance company and only offered off road insurance. ...

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Thread: Michigan street legal insurance

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    Starting Member Dranger85's Avatar
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    Michigan street legal insurance

    Anyone in Michigan have their ride street legal with street insurance and what company? Called every major insurance company and only offered off road insurance. Thanks

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    Veteran Member redvett's Avatar
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    MI only offered street legal ATV's & UTV's for i believe one year and you had to go through many hoops to get legal. I dont think many people spent the time and money to get their ride certified so insurance will be hard to get.
    2014 Ranger 800HO Midsize "LE"

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    (Paul) PRC Sponsor REC-365's Avatar
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    Quote Originally Posted by Dranger85 View Post
    Anyone in Michigan have their ride street legal with street insurance and what company? Called every major insurance company and only offered off road insurance. Thanks
    State Farm for sure will insure your unit as a street legal machine.

    Quote Originally Posted by redvett View Post
    MI only offered street legal ATV's & UTV's for i believe one year and you had to go through many hoops to get legal. I dont think many people spent the time and money to get their ride certified so insurance will be hard to get.
    Once you could, then you couldn't and then back to being able to. However, the people in Lansing DO NOT want us to be able to do it so they are holding everyone to the letter of the law. Which means you need a parking brake that is separate from the standard brake system on 2 wheels. As of now that can be a deal breaker for most.....
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    Starting Member Dranger85's Avatar
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    They have just changed the law again this year (2019) I’ll find it on the s.o.s. Site and post it

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    Veteran Member redvett's Avatar
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    I have a neighbor that made his Polaris Ranger XP legal. State required glass laminated windshield w/wiper washer, DOT tires, hand brake, turn signals, lighted licence plate, horn, insurance and probably a couple things i forgot. Windshield alone was $1300 not including wiper/washer seems like he said close to $4000 when all done.
    2014 Ranger 800HO Midsize "LE"

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    RJ
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    (Rod) Elite Member RJ's Avatar
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    Yep, thought about it. But for the price to get it done...may as well get a beater jeep or dune bug. Im lucky enough its legal to ride most of the secondary roads in my township.
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    Veteran Member summermn's Avatar
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    My little county in MN is pretty good about the use on secondary and plenty of gravel roads. Get a ag tag if one goes through a ditch or two.
    Will have to check into laws in south TX. Plenty of golf carts moving about but rare to have anything above 20 mph. Be nice to use to go to store etc as most things are less than five miles from the rv park and less than 4 miles north of Mexican border

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    Veteran Member redvett's Avatar
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    Check your county for restrictions but in Crawford CO. we can ride on side of road with just a DNR sticker with a helmet.
    2014 Ranger 800HO Midsize "LE"

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    Veteran Member yooper265's Avatar
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    Once you could, then you couldn't and then back to being able to. However, the people in Lansing DO NOT want us to be able to do it so they are holding everyone to the letter of the law. Which means you need a parking brake that is separate from the standard brake system on 2 wheels. As of now that can be a deal breaker for most.....[/QUOTE]

    Found a parking brake for you , they come in many sizes -

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