Joined
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84 Posts
Hey guys,
4 months ago I purchased my 2015 ranger xp 900 eps. Due to local laws I was had to go get insurance, I decided collision and liability were a safe bet. It took about 3 weeks for me to find anyone to insure this machine because it was so new that the vin # wasn't in any data bases. Anyways I got stopped by our local environmental police officer , after showing him my insurance card , he pointed out that it says "2015 rzr 900". I had not noticed it before this incident. He was kind enough to let me go after I said I would speak to my insurance company right away... So I went to my insurance company and showed them that they had my machine listed as a rzr , not a ranger and I was curious as to weather or not my insurance cost was higher because they have it listed as a sport model , oppose to a utility model. No one there could answer it. They cannot find ranger anywheres under the models listed, so I questioned what would happen if the machine was totaled, once again , no direct answer.they told me I shouldn't use the machine until this is cleared up. This is a national insurance firm also.i would rather not disclose the name of the insurer. Has anyone had any issues insuring their 2015 rangers? Any recomendations? I have paid for the year insurance up front, however they said that they would refund 11 months of it( which I thought was b.s. since they had me insured for something I don't own)
4 months ago I purchased my 2015 ranger xp 900 eps. Due to local laws I was had to go get insurance, I decided collision and liability were a safe bet. It took about 3 weeks for me to find anyone to insure this machine because it was so new that the vin # wasn't in any data bases. Anyways I got stopped by our local environmental police officer , after showing him my insurance card , he pointed out that it says "2015 rzr 900". I had not noticed it before this incident. He was kind enough to let me go after I said I would speak to my insurance company right away... So I went to my insurance company and showed them that they had my machine listed as a rzr , not a ranger and I was curious as to weather or not my insurance cost was higher because they have it listed as a sport model , oppose to a utility model. No one there could answer it. They cannot find ranger anywheres under the models listed, so I questioned what would happen if the machine was totaled, once again , no direct answer.they told me I shouldn't use the machine until this is cleared up. This is a national insurance firm also.i would rather not disclose the name of the insurer. Has anyone had any issues insuring their 2015 rangers? Any recomendations? I have paid for the year insurance up front, however they said that they would refund 11 months of it( which I thought was b.s. since they had me insured for something I don't own)